You Dream, We Nurture

Our Purpose

We are in the process of building the next-generation lending solution on an advanced technology platform. This multi-channel technology platform will help digitize the complete loan life cycle end to end, from initial contact with the customers to enabling us to make better credit decisions faster to comprehensive loan servicing and sophisticated delinquency management. Our technology platform is designed to meet the challenges of delivering agile and efficient solutions while reducing the cost of operations. This technology platform will be deployed by utilizing the latest cloud technology infrastructure thus helping us to avoid high upfront capital expenditure. Cloud deployment provides flexibility in scale while optimizing costs by supporting pay-per-use models.

Our Loan Products

Working Capital Funding

So you’ve got a business but lack the funds to start selling. We’ve got you covered. Tell us what you need and the rest will follow suit.

Term Loan Funding

Just the loan you need for purchasing a plant, machinery, equipment or more to get your business going.

Seed Financing

Need a loan to get started based on the idea you’re working on? Submit your B-Plan and together, we can get things rolling!

Training Program

If you’re conducting training programs pertaining to development of skills, then our loans are just what you need.

Education Loan

Nothing should come between you and your dream. Get the loan you need to pursue further education in just a few clicks!

The tenure of credit shall range from 1 to 5 years. The ticket size of loans will range from INR 1 lakh to INR 20 lakhs. Interest Rate would range from 13% to 16% depending upon the amount of risk involved in the client’s profile.

About Us

Our Core Team

About Us

The Management of the Company believes the Micro, Small, and Medium Enterprises (MSMEs) play an important role in any Industry and comprise of a major portion of our Economy.

Various initiatives taken by the Government of India for promotion of business and Skills Development have given opportunity for many households to enter into the market and pursue entrepreneurship. MSMEs exist in huge numbers in the Indian Economy.

The Company shall undertake business of extending finance to Micro, Small, and Medium Enterprises (MSMEs) for working capital and expansion related requirements for their business.

The Company will also undertake to provide consumer loans, loans for education (primary, secondary and higher education and skill development), and loans to corporations/firms.

Our Core Team

Mr. Vijay Kumar Nalwaya


Mr. Vijay Kumar Nalwaya (BCom, CAIIB) has more than 38 years of experience in the banking industry. He has expertise in Credit Administration, Project Financing, NPA Management, Retail Loans and Branch Operations. He has held several prominent positions at Bank of Baroda.

Mr. Ramesh Chandra Soni

Chartered Accountant

Mr. Ramesh Chandra Soni is a Chartered Accountant with more than 30 years of experience in the field of accounts and finance sector.

Mr. Asad Daud

Accounting & Finance

Mr. Asad Daud is a young, dynamic and highly qualified person. He holds a Bachelor’s Degree in Accounting & Finance from HR College, Mumbai and a Master’s Degree in Accounting & Finance from London School of Economics, London. He possesses excellent financial aptitude and is responsible for strategizing future expansions. He is a passionate entrepreneur with a strong business acumen.